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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,802 | $115,225+89.9% | $100,712+117.3% | $138,895+57.5% |
| Participation rate | 88.9% | 74.3%+14.6pp | 69.3%+19.6pp | 79.9%+9.0pp |
| Annual return | 18.45% | 40.35%-21.9pp | 33.27%-14.8pp | 145.39%-126.9pp |
| Employer contribution / active EE | $1,360 | $2,771-50.9% | $2,313-41.2% | $4,194-67.6% |
| Participant deferral / active EE | $10,650 | $4,699+126.6% | $4,085+160.7% | $6,396+66.5% |
| Admin fee / account holder | $7,061 | $10,844-34.9% | $9,256-23.7% | $12,562-43.8% |