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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,190 | $217,432-58.1% | $185,851-50.9% | $167,553-45.6% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 2.59% | 148.43%-145.8pp | 122.11%-119.5pp | 478.89%-476.3pp |
| Employer contribution / active EE | $2,486 | $5,874-57.7% | $5,168-51.9% | $4,840-48.6% |
| Participant deferral / active EE | $1,508 | $6,357-76.3% | $5,569-72.9% | $6,343-76.2% |
| Admin fee / account holder | $451 | $19,820-97.7% | $16,245-97.2% | $12,316-96.3% |