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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,251 | $78,670-71.7% | $109,173-79.6% | $85,847-74.1% |
| Participation rate | 75.9% | 68.3%+7.6pp | 75.9%0pp | 69.3%+6.5pp |
| Annual return | 14.42% | 25.09%-10.7pp | 25.75%-11.3pp | 318.61%-304.2pp |
| Employer contribution / active EE | $1,227 | $2,734-55.1% | $3,723-67.1% | $2,565-52.2% |
| Participant deferral / active EE | $2,115 | $3,467-39.0% | $4,654-54.6% | $3,952-46.5% |
| Admin fee / account holder | $492 | $5,469-91.0% | $6,755-92.7% | $6,261-92.1% |