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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,428 | $159,934+105.4% | $147,005+123.4% | $145,959+125.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.96% | 98.24%-84.3pp | 418.76%-404.8pp | 561.95%-548.0pp |
| Employer contribution / active EE | $14,721 | $5,287+178.4% | $4,934+198.3% | $4,661+215.8% |
| Participant deferral / active EE | $15,149 | $8,427+79.8% | $8,070+87.7% | $6,689+126.5% |
| Admin fee / account holder | $3,221 | $15,053-78.6% | $13,006-75.2% | $13,398-76.0% |