See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 5-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $21,056 |
NYDIA RETIREMENT SOLUTIONS, INC.1 year Service code 13 · EIN 86-1001235 | Contract Administrator | $18,812 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,292 | $86,944-80.1% | $107,525-83.9% | $74,304-76.7% |
| Participation rate | 67.9% | 59.6%+8.4pp | 75.1%-7.2pp | 60.3%+7.6pp |
| Annual return | 13.12% | 23.52%-10.4pp | 181.32%-168.2pp | 29.43%-16.3pp |
| Employer contribution / active EE | $2,003 | $2,757-27.4% | $3,754-46.6% | $2,241-10.6% |
| Participant deferral / active EE | $1,556 | $3,554-56.2% | $5,116-69.6% | $3,767-58.7% |
| Admin fee / account holder | $327 | $3,727-91.2% | $8,919-96.3% | $2,969-89.0% |