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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,111 | $115,814-48.1% | $101,275-40.6% | $158,982-62.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 10.25% | 56.16%-45.9pp | 46.48%-36.2pp | 302.99%-292.7pp |
| Employer contribution / active EE | $1,976 | $4,176-52.7% | $3,660-46.0% | $4,763-58.5% |
| Participant deferral / active EE | $2,171 | $4,958-56.2% | $4,371-50.3% | $5,983-63.7% |
| Admin fee / account holder | $3,467 | $7,249-52.2% | $5,948-41.7% | $11,252-69.2% |