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Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,932 | $142,409+116.2% | $119,634+157.4% | $134,545+128.9% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -18.27% | -12.46%-5.8pp | -14.98%-3.3pp | 418.37%-436.6pp |
| Employer contribution / active EE | $0 | $5,224-100.0% | $4,232-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $22,109 | $6,468+241.8% | $5,601+294.7% | $6,401+245.4% |
| Admin fee / account holder | $293 | $13,594-97.8% | $10,329-97.2% | $11,431-97.4% |