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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,292 | $95,979-48.6% | $74,551-33.9% | $135,380-63.6% |
| Participation rate | 69.2% | 75.7%-6.4pp | 69.1%+0.1pp | 82.6%-13.4pp |
| Annual return | 0.00% | 56.97%-57.0pp | 32.53%-32.5pp | 519.81%-519.8pp |
| Employer contribution / active EE | $277 | $2,716-89.8% | $1,961-85.9% | $4,779-94.2% |
| Participant deferral / active EE | $1,185 | $3,844-69.2% | $3,108-61.9% | $5,609-78.9% |
| Admin fee / account holder | $151 | $6,522-97.7% | $5,059-97.0% | $10,828-98.6% |