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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,796 | $185,312-95.3% | $161,489-94.6% | $154,746-94.3% |
| Participation rate | 90.9% | 82.5%+8.4pp | 78.7%+12.2pp | 80.7%+10.2pp |
| Annual return | 84.56% | 103.84%-19.3pp | 89.72%-5.2pp | 172.34%-87.8pp |
| Employer contribution / active EE | $1,664 | $4,769-65.1% | $4,268-61.0% | $4,379-62.0% |
| Participant deferral / active EE | $2,890 | $6,350-54.5% | $5,630-48.7% | $6,730-57.1% |
| Admin fee / account holder | $5,449 | $18,654-70.8% | $16,006-66.0% | $14,365-62.1% |