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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,796 | $172,111-94.9% | $150,298-94.1% | $137,256-93.6% |
| Participation rate | 90.9% | 81.7%+9.2pp | 77.8%+13.1pp | 80.0%+10.9pp |
| Annual return | 84.56% | 69.37%+15.2pp | 62.79%+21.8pp | 220.34%-135.8pp |
| Employer contribution / active EE | $1,664 | $4,636-64.1% | $4,154-59.9% | $4,156-60.0% |
| Participant deferral / active EE | $2,890 | $6,166-53.1% | $5,453-47.0% | $6,407-54.9% |
| Admin fee / account holder | $5,449 | $16,471-66.9% | $14,116-61.4% | $12,270-55.6% |