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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,403 | $73,988-58.9% | $96,538-68.5% | $75,177-59.6% |
| Participation rate | 37.5% | 66.4%-28.9pp | 74.3%-36.8pp | 67.2%-29.7pp |
| Annual return | 17.78% | 26.73%-8.9pp | 35.74%-18.0pp | 160.75%-143.0pp |
| Employer contribution / active EE | $1,124 | $2,930-61.6% | $3,740-69.9% | $2,671-57.9% |
| Participant deferral / active EE | $1,698 | $3,660-53.6% | $4,880-65.2% | $4,126-58.8% |
| Admin fee / account holder | $3,398 | $5,220-34.9% | $6,737-49.6% | $5,651-39.9% |