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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,533 | $209,422+39.7% | $178,503+63.9% | $158,982+84.0% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 33.79% | 188.81%-155.0pp | 151.12%-117.3pp | 302.99%-269.2pp |
| Employer contribution / active EE | $3,375 | $5,707-40.9% | $5,011-32.6% | $4,763-29.1% |
| Participant deferral / active EE | $7,605 | $5,955+27.7% | $5,202+46.2% | $5,983+27.1% |
| Admin fee / account holder | $1,517 | $17,079-91.1% | $13,987-89.2% | $11,252-86.5% |