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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,391 | $102,595-63.6% | $94,057-60.2% | $154,746-75.8% |
| Participation rate | 60.0% | 76.0%-16.0pp | 73.3%-13.3pp | 80.7%-20.7pp |
| Annual return | 15.80% | 583.42%-567.6pp | 480.62%-464.8pp | 172.34%-156.5pp |
| Employer contribution / active EE | $1,515 | $3,147-51.9% | $2,933-48.4% | $4,379-65.4% |
| Participant deferral / active EE | $4,933 | $5,118-3.6% | $4,709+4.8% | $6,730-26.7% |
| Admin fee / account holder | $482 | $7,736-93.8% | $7,244-93.4% | $14,365-96.6% |