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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,677 | $76,407+48.8% | $150,298-24.4% | $82,448+37.9% |
| Participation rate | 92.1% | 66.4%+25.7pp | 77.8%+14.3pp | 68.1%+24.0pp |
| Annual return | 12.13% | 39.99%-27.9pp | 62.79%-50.7pp | 41.64%-29.5pp |
| Employer contribution / active EE | $2,620 | $2,614+0.2% | $4,154-36.9% | $2,551+2.7% |
| Participant deferral / active EE | $6,468 | $3,214+101.2% | $5,453+18.6% | $4,139+56.3% |
| Admin fee / account holder | $6,379 | $6,352+0.4% | $14,116-54.8% | $7,234-11.8% |