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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,659 | $81,358+20.0% | $155,556-37.2% | $80,959+20.6% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 15.36% | 33.39%-18.0pp | 64.84%-49.5pp | 35.67%-20.3pp |
| Employer contribution / active EE | $4,060 | $3,106+30.7% | $4,675-13.2% | $2,757+47.3% |
| Participant deferral / active EE | $6,820 | $3,455+97.4% | $5,631+21.1% | $4,300+58.6% |
| Admin fee / account holder | $959 | $7,994-88.0% | $15,885-94.0% | $6,925-86.2% |