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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,417 | $93,617-65.4% | $135,982-76.2% | $75,177-56.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 20.14% | 30.89%-10.7pp | 68.32%-48.2pp | 160.75%-140.6pp |
| Employer contribution / active EE | $0 | $3,538-100.0% | $4,859-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $5,308 | $6,406-17.1% | $7,760-31.6% | $4,126+28.6% |
| Admin fee / account holder | $1,095 | $6,980-84.3% | $10,767-89.8% | $5,651-80.6% |