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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,696 | $95,188-86.7% | $76,518-83.4% | $135,380-90.6% |
| Participation rate | 57.1% | 74.4%-17.2pp | 68.0%-10.9pp | 82.6%-25.5pp |
| Annual return | -13.10% | 4.85%-18.0pp | -0.27%-12.8pp | 519.81%-532.9pp |
| Employer contribution / active EE | $564 | $3,303-82.9% | $2,647-78.7% | $4,779-88.2% |
| Participant deferral / active EE | $3,653 | $4,640-21.3% | $3,836-4.8% | $5,609-34.9% |
| Admin fee / account holder | $39 | $6,249-99.4% | $4,849-99.2% | $10,828-99.6% |