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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,263 | $45,872-58.0% | $77,096-75.0% | $68,486-71.9% |
| Participation rate | 78.1% | 55.9%+22.2pp | 67.9%+10.2pp | 67.9%+10.2pp |
| Annual return | -21.55% | 1.73%-23.3pp | 42.35%-63.9pp | -7.85%-13.7pp |
| Employer contribution / active EE | $1,502 | $1,650-9.0% | $2,814-46.6% | $2,597-42.2% |
| Participant deferral / active EE | $3,795 | $2,963+28.1% | $4,429-14.3% | $4,028-5.8% |
| Admin fee / account holder | $682 | $3,041-77.6% | $5,428-87.4% | $5,404-87.4% |