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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,593 | $127,387-64.2% | $115,038-60.4% | $125,389-63.6% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -6.10% | 31.28%-37.4pp | 26.14%-32.2pp | 282.24%-288.3pp |
| Employer contribution / active EE | $870 | $5,166-83.2% | $4,608-81.1% | $4,866-82.1% |
| Participant deferral / active EE | $1,060 | $6,423-83.5% | $6,026-82.4% | $5,352-80.2% |
| Admin fee / account holder | $1,590 | $9,516-83.3% | $8,175-80.5% | $9,541-83.3% |