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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,202 | $73,848-59.1% | $143,799-79.0% | $68,486-55.9% |
| Participation rate | 69.8% | 66.7%+3.1pp | 80.3%-10.5pp | 67.9%+1.9pp |
| Annual return | -5.94% | 0.91%-6.8pp | -0.04%-5.9pp | -7.85%+1.9pp |
| Employer contribution / active EE | $4,060 | $3,184+27.5% | $4,952-18.0% | $2,597+56.4% |
| Participant deferral / active EE | $7,289 | $3,385+115.4% | $5,638+29.3% | $4,028+81.0% |
| Admin fee / account holder | $329 | $5,755-94.3% | $14,677-97.8% | $5,404-93.9% |