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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,933 | $144,130-57.7% | $117,861-48.3% | $147,586-58.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 26.41% | 531.20%-504.8pp | 335.11%-308.7pp | 578.59%-552.2pp |
| Employer contribution / active EE | $16,859 | $4,897+244.3% | $3,786+345.3% | $4,876+245.7% |
| Participant deferral / active EE | $13,549 | $5,316+154.8% | $4,482+202.3% | $5,439+149.1% |
| Admin fee / account holder | $600 | $10,887-94.5% | $8,021-92.5% | $10,886-94.5% |