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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,951 | $166,131+33.0% | $164,975+33.9% | $145,877+51.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 7.93% | 100.37%-92.4pp | 70.12%-62.2pp | 551.28%-543.4pp |
| Employer contribution / active EE | $18,777 | $5,276+255.9% | $4,343+332.4% | $4,663+302.7% |
| Participant deferral / active EE | $12,132 | $6,962+74.3% | $6,033+101.1% | $6,691+81.3% |
| Admin fee / account holder | $12,722 | $16,648-23.6% | $12,688+0.3% | $13,402-5.1% |