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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,779 | $167,353-69.7% | $143,797-64.7% | $134,545-62.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -19.10% | 0.48%-19.6pp | -0.04%-19.1pp | 418.37%-437.5pp |
| Employer contribution / active EE | $2,411 | $5,620-57.1% | $4,952-51.3% | $4,742-49.2% |
| Participant deferral / active EE | $10,463 | $6,447+62.3% | $5,638+85.6% | $6,401+63.5% |
| Admin fee / account holder | $664 | $18,096-96.3% | $14,679-95.5% | $11,431-94.2% |