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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,350 | $58,391+73.6% | $76,667+32.2% | $72,976+38.9% |
| Participation rate | 90.5% | 67.4%+23.1pp | 72.1%+18.4pp | 69.5%+21.0pp |
| Annual return | 21.90% | 2306.65%-2284.7pp | 1166.74%-1144.8pp | 81.02%-59.1pp |
| Employer contribution / active EE | $3,839 | $1,787+114.9% | $2,303+66.7% | $2,440+57.4% |
| Participant deferral / active EE | $3,044 | $2,690+13.1% | $3,336-8.8% | $3,608-15.6% |
| Admin fee / account holder | $1,447 | $4,014-63.9% | $6,423-77.5% | $5,124-71.8% |