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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,816 | $115,917-80.3% | $100,535-77.3% | $158,982-85.6% |
| Participation rate | 52.6% | 81.6%-29.0pp | 79.4%-26.8pp | 82.0%-29.3pp |
| Annual return | 59.32% | 34.80%+24.5pp | 30.90%+28.4pp | 302.99%-243.7pp |
| Employer contribution / active EE | $0 | $4,105-100.0% | $3,419-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $8,789 | $6,677+31.6% | $6,271+40.2% | $5,983+46.9% |
| Admin fee / account holder | $289 | $11,002-97.4% | $8,085-96.4% | $11,252-97.4% |