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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,929 | $184,000+23.3% | $162,185+39.9% | $152,909+48.4% |
| Participation rate | 66.7% | 88.5%-21.8pp | 87.6%-20.9pp | 82.5%-15.8pp |
| Annual return | 30.94% | 150.80%-119.9pp | 115.61%-84.7pp | 345.46%-314.5pp |
| Employer contribution / active EE | $2,174 | $6,370-65.9% | $5,613-61.3% | $4,764-54.4% |
| Participant deferral / active EE | $8,871 | $8,033+10.4% | $7,297+21.6% | $5,851+51.6% |
| Admin fee / account holder | $513 | $13,124-96.1% | $10,844-95.3% | $11,601-95.6% |