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Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,461 | $183,516+47.9% | $155,534+74.5% | $145,884+86.1% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 11.96% | 61.43%-49.5pp | 64.92%-53.0pp | 551.85%-539.9pp |
| Employer contribution / active EE | $985 | $5,315-81.5% | $4,675-78.9% | $4,662-78.9% |
| Participant deferral / active EE | $11,679 | $6,467+80.6% | $5,630+107.4% | $6,690+74.6% |
| Admin fee / account holder | $116 | $19,293-99.4% | $15,900-99.3% | $13,392-99.1% |