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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,858 | $124,351+83.2% | $109,188+108.7% | $167,553+36.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 14.95% | 26.04%-11.1pp | 25.76%-10.8pp | 478.89%-463.9pp |
| Employer contribution / active EE | $24,878 | $4,210+491.0% | $3,723+568.2% | $4,840+414.1% |
| Participant deferral / active EE | $10,860 | $5,257+106.6% | $4,654+133.4% | $6,343+71.2% |
| Admin fee / account holder | $746 | $7,975-90.6% | $6,755-89.0% | $12,316-93.9% |