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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,463 | $110,410+147.7% | $102,437+167.0% | $145,897+87.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 12.75% | 24.85%-12.1pp | 24.95%-12.2pp | 552.29%-539.5pp |
| Employer contribution / active EE | $12,984 | $4,217+207.9% | $3,871+235.4% | $4,663+178.5% |
| Participant deferral / active EE | $9,135 | $5,622+62.5% | $5,060+80.5% | $6,689+36.6% |
| Admin fee / account holder | $2,250 | $9,745-76.9% | $8,388-73.2% | $13,390-83.2% |