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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,105 | $65,364-60.1% | $92,909-71.9% | $72,975-64.2% |
| Participation rate | 68.4% | 68.3%+0.1pp | 76.0%-7.6pp | 69.5%-1.1pp |
| Annual return | 19.91% | 42.11%-22.2pp | 109.44%-89.5pp | 81.01%-61.1pp |
| Employer contribution / active EE | $1,741 | $2,594-32.9% | $3,653-52.3% | $2,440-28.6% |
| Participant deferral / active EE | $2,508 | $3,128-19.8% | $4,238-40.8% | $3,608-30.5% |
| Admin fee / account holder | $1,365 | $4,251-67.9% | $5,795-76.4% | $5,124-73.4% |