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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,603 | $96,678+112.7% | $86,640+137.3% | $139,466+47.4% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 16.18% | 106.69%-90.5pp | 592.52%-576.3pp | 373.66%-357.5pp |
| Employer contribution / active EE | $6,342 | $3,265+94.2% | $3,024+109.7% | $4,754+33.4% |
| Participant deferral / active EE | $14,334 | $4,837+196.4% | $4,438+223.0% | $6,712+113.6% |
| Admin fee / account holder | $852 | $6,410-86.7% | $5,616-84.8% | $11,409-92.5% |