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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,909 | $72,273-58.6% | $101,275-70.5% | $79,856-62.5% |
| Participation rate | 48.4% | 68.5%-20.1pp | 75.8%-27.4pp | 69.6%-21.3pp |
| Annual return | 13.39% | 22.30%-8.9pp | 46.48%-33.1pp | 31.71%-18.3pp |
| Employer contribution / active EE | $1,420 | $2,691-47.2% | $3,660-61.2% | $2,471-42.5% |
| Participant deferral / active EE | $2,289 | $3,282-30.3% | $4,371-47.6% | $3,741-38.8% |
| Admin fee / account holder | $709 | $4,401-83.9% | $5,948-88.1% | $5,306-86.6% |