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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,578 | $198,457-51.8% | $170,435-43.9% | $147,586-35.2% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 21.89% | 257.30%-235.4pp | 205.94%-184.1pp | 578.59%-556.7pp |
| Employer contribution / active EE | $1,756 | $6,183-71.6% | $5,432-67.7% | $4,876-64.0% |
| Participant deferral / active EE | $5,195 | $5,629-7.7% | $4,939+5.2% | $5,439-4.5% |
| Admin fee / account holder | $3,662 | $16,852-78.3% | $13,881-73.6% | $10,886-66.4% |