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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,279 | $167,533+90.0% | $151,645+109.9% | $134,545+136.6% |
| Participation rate | 92.9% | 88.4%+4.5pp | 87.5%+5.4pp | 81.2%+11.6pp |
| Annual return | -18.32% | 7.81%-26.1pp | 3.34%-21.7pp | 418.37%-436.7pp |
| Employer contribution / active EE | $6,318 | $6,828-7.5% | $6,165+2.5% | $4,742+33.2% |
| Participant deferral / active EE | $13,292 | $8,985+47.9% | $8,363+58.9% | $6,401+107.7% |
| Admin fee / account holder | $3,453 | $13,781-74.9% | $11,614-70.3% | $11,431-69.8% |