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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,683 | $93,124+23.2% | $77,100+48.7% | $134,545-14.8% |
| Participation rate | 42.1% | 74.5%-32.4pp | 67.9%-25.8pp | 81.2%-39.1pp |
| Annual return | -17.78% | 62.68%-80.5pp | 42.35%-60.1pp | 418.37%-436.1pp |
| Employer contribution / active EE | $1,394 | $3,421-59.3% | $2,815-50.5% | $4,742-70.6% |
| Participant deferral / active EE | $5,282 | $5,242+0.8% | $4,430+19.3% | $6,401-17.5% |
| Admin fee / account holder | $2,089 | $6,970-70.0% | $5,443-61.6% | $11,431-81.7% |