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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,873 | $106,247-85.1% | $96,515-83.6% | $139,466-88.6% |
| Participation rate | 63.2% | 77.8%-14.7pp | 74.3%-11.2pp | 80.3%-17.2pp |
| Annual return | 30.00% | 38.47%-8.5pp | 35.73%-5.7pp | 373.66%-343.7pp |
| Employer contribution / active EE | $2,102 | $4,106-48.8% | $3,740-43.8% | $4,754-55.8% |
| Participant deferral / active EE | $5,475 | $5,456+0.3% | $4,880+12.2% | $6,712-18.4% |
| Admin fee / account holder | $233 | $7,885-97.0% | $6,735-96.5% | $11,409-98.0% |