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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,281 | $124,346+14.4% | $111,306+27.8% | $167,553-15.1% |
| Participation rate | 92.9% | 79.6%+13.2pp | 77.3%+15.5pp | 82.1%+10.7pp |
| Annual return | 6.25% | 37.46%-31.2pp | 54.67%-48.4pp | 478.89%-472.6pp |
| Employer contribution / active EE | $4,256 | $3,438+23.8% | $2,732+55.8% | $4,840-12.1% |
| Participant deferral / active EE | $5,315 | $5,182+2.6% | $4,488+18.4% | $6,343-16.2% |
| Admin fee / account holder | $7,824 | $10,623-26.3% | $7,966-1.8% | $12,316-36.5% |