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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,977 | $90,607-93.4% | $79,467-92.5% | $135,380-95.6% |
| Participation rate | 95.0% | 76.0%+19.0pp | 73.3%+21.7pp | 82.6%+12.4pp |
| Annual return | -22.34% | 977.74%-1000.1pp | 718.30%-740.6pp | 519.81%-542.1pp |
| Employer contribution / active EE | $1,634 | $3,068-46.7% | $2,800-41.7% | $4,779-65.8% |
| Participant deferral / active EE | $2,454 | $4,050-39.4% | $3,704-33.7% | $5,609-56.2% |
| Admin fee / account holder | $332 | $5,895-94.4% | $5,104-93.5% | $10,828-96.9% |