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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,237 | $92,219-67.2% | $76,767-60.6% | $135,380-77.7% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -10.74% | 5.46%-16.2pp | 2.43%-13.2pp | 519.81%-530.5pp |
| Employer contribution / active EE | $2,861 | $3,216-11.0% | $2,485+15.1% | $4,779-40.1% |
| Participant deferral / active EE | $4,998 | $4,508+10.9% | $3,852+29.8% | $5,609-10.9% |
| Admin fee / account holder | $711 | $10,749-93.4% | $6,675-89.4% | $10,828-93.4% |