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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,239 | $107,809-83.1% | $97,032-81.2% | $155,188-88.2% |
| Participation rate | 53.8% | 75.5%-21.6pp | 71.6%-17.7pp | 80.8%-27.0pp |
| Annual return | 19.77% | 38.06%-18.3pp | 35.38%-15.6pp | 148.84%-129.1pp |
| Employer contribution / active EE | $929 | $2,911-68.1% | $2,629-64.7% | $4,248-78.1% |
| Participant deferral / active EE | $1,799 | $5,129-64.9% | $4,672-61.5% | $6,531-72.5% |
| Admin fee / account holder | $1,243 | $10,717-88.4% | $9,418-86.8% | $14,480-91.4% |