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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,162 | $165,399-72.1% | $149,745-69.2% | $158,982-71.0% |
| Participation rate | 87.5% | 84.6%+2.9pp | 82.5%+5.0pp | 82.0%+5.5pp |
| Annual return | 13.45% | 348.34%-334.9pp | 276.72%-263.3pp | 302.99%-289.5pp |
| Employer contribution / active EE | $4,006 | $5,105-21.5% | $4,646-13.8% | $4,763-15.9% |
| Participant deferral / active EE | $8,758 | $7,183+21.9% | $6,843+28.0% | $5,983+46.4% |
| Admin fee / account holder | $788 | $10,811-92.7% | $9,312-91.5% | $11,252-93.0% |