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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,625 | $73,102-86.8% | $123,553-92.2% | $56,289-82.9% |
| Participation rate | 88.3% | 74.3%+14.0pp | 82.3%+6.0pp | 69.9%+18.4pp |
| Annual return | -0.58% | 3.01%-3.6pp | 119.21%-119.8pp | -9.96%+9.4pp |
| Employer contribution / active EE | $1,837 | $2,977-38.3% | $4,628-60.3% | $2,111-13.0% |
| Participant deferral / active EE | $3,603 | $5,423-33.6% | $6,426-43.9% | $3,350+7.6% |
| Admin fee / account holder | $160 | $554-71.1% | $9,284-98.3% | $521-69.3% |