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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,077 | $96,419-20.1% | $80,648-4.4% | $139,487-44.7% |
| Participation rate | 15.8% | 73.6%-57.9pp | 67.0%-51.2pp | 80.3%-64.5pp |
| Annual return | 24.46% | 1352.86%-1328.4pp | 937.21%-912.8pp | 373.84%-349.4pp |
| Employer contribution / active EE | $447 | $3,261-86.3% | $2,724-83.6% | $4,755-90.6% |
| Participant deferral / active EE | $2,604 | $5,225-50.2% | $4,443-41.4% | $6,713-61.2% |
| Admin fee / account holder | $38,540 | $6,605+483.5% | $5,382+616.1% | $11,407+237.8% |