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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,296 | $102,382+65.4% | $147,005+15.2% | $80,874+109.3% |
| Participation rate | 87.8% | 75.8%+12.0pp | 82.2%+5.6pp | 67.6%+20.2pp |
| Annual return | 5.96% | 134.89%-128.9pp | 418.76%-412.8pp | 35.62%-29.7pp |
| Employer contribution / active EE | $24,736 | $3,715+565.9% | $4,934+401.3% | $2,756+797.6% |
| Participant deferral / active EE | $8,225 | $6,646+23.8% | $8,070+1.9% | $4,297+91.4% |
| Admin fee / account holder | $1,059 | $7,942-86.7% | $13,006-91.9% | $6,935-84.7% |