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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,296 | $102,422+65.3% | $147,117+15.1% | $80,959+109.1% |
| Participation rate | 87.8% | 75.9%+11.9pp | 82.2%+5.6pp | 67.7%+20.1pp |
| Annual return | 5.96% | 135.16%-129.2pp | 420.54%-414.6pp | 35.67%-29.7pp |
| Employer contribution / active EE | $24,736 | $3,717+565.4% | $4,932+401.5% | $2,757+797.2% |
| Participant deferral / active EE | $8,225 | $6,652+23.6% | $8,065+2.0% | $4,300+91.3% |
| Admin fee / account holder | $1,059 | $7,953-86.7% | $12,993-91.8% | $6,925-84.7% |