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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,933 | $157,296+1.0% | $141,191+12.6% | $152,897+3.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 28.42% | 64.34%-35.9pp | 71.41%-43.0pp | 345.43%-317.0pp |
| Employer contribution / active EE | $10,592 | $5,262+101.3% | $4,736+123.7% | $4,764+122.4% |
| Participant deferral / active EE | $13,129 | $7,111+84.6% | $6,710+95.7% | $5,851+124.4% |
| Admin fee / account holder | $1,765 | $12,125-85.4% | $10,264-82.8% | $11,599-84.8% |