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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,771 | $138,114-74.8% | $125,391-72.3% | $134,545-74.2% |
| Participation rate | 73.7% | 84.5%-10.8pp | 82.4%-8.7pp | 81.2%-7.5pp |
| Annual return | -15.95% | 750.88%-766.8pp | 572.41%-588.4pp | 418.37%-434.3pp |
| Employer contribution / active EE | $2,434 | $5,246-53.6% | $4,816-49.5% | $4,742-48.7% |
| Participant deferral / active EE | $7,054 | $7,801-9.6% | $7,448-5.3% | $6,401+10.2% |
| Admin fee / account holder | $2,095 | $11,570-81.9% | $10,009-79.1% | $11,431-81.7% |