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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,914 | $175,231-28.7% | $149,696-16.6% | $139,466-10.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 7.61% | 166.77%-159.2pp | 134.46%-126.9pp | 373.66%-366.1pp |
| Employer contribution / active EE | $12,043 | $5,478+119.8% | $4,821+149.8% | $4,754+153.3% |
| Participant deferral / active EE | $12,574 | $6,521+92.8% | $5,682+121.3% | $6,712+87.3% |
| Admin fee / account holder | $431 | $16,155-97.3% | $13,212-96.7% | $11,409-96.2% |