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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,365 | $162,136+38.4% | $152,301+47.3% | $154,746+45.0% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 16.17% | 91.02%-74.9pp | 80.50%-64.3pp | 172.34%-156.2pp |
| Employer contribution / active EE | $20,689 | $4,890+323.1% | $4,624+347.4% | $4,379+372.4% |
| Participant deferral / active EE | $6,300 | $8,341-24.5% | $8,004-21.3% | $6,730-6.4% |
| Admin fee / account holder | $3,487 | $15,759-77.9% | $14,398-75.8% | $14,365-75.7% |