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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,992 | $160,070+7.4% | $147,117+16.9% | $145,897+17.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.92% | 98.69%-86.8pp | 420.54%-408.6pp | 552.29%-540.4pp |
| Employer contribution / active EE | $35,422 | $5,285+570.3% | $4,932+618.1% | $4,663+659.7% |
| Participant deferral / active EE | $4,809 | $8,419-42.9% | $8,065-40.4% | $6,689-28.1% |
| Admin fee / account holder | $2,597 | $15,035-82.7% | $12,993-80.0% | $13,390-80.6% |