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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,604 | $106,247-78.7% | $96,515-76.6% | $139,466-83.8% |
| Participation rate | 84.6% | 77.8%+6.8pp | 74.3%+10.3pp | 80.3%+4.3pp |
| Annual return | 18.30% | 38.47%-20.2pp | 35.73%-17.4pp | 373.66%-355.4pp |
| Employer contribution / active EE | $1,704 | $4,106-58.5% | $3,740-54.4% | $4,754-64.2% |
| Participant deferral / active EE | $2,402 | $5,456-56.0% | $4,880-50.8% | $6,712-64.2% |
| Admin fee / account holder | $2,403 | $7,885-69.5% | $6,735-64.3% | $11,409-78.9% |