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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,848 | $162,821-89.0% | $133,978-86.7% | $158,982-88.8% |
| Participation rate | 83.3% | 83.2%+0.1pp | 79.8%+3.5pp | 82.0%+1.4pp |
| Annual return | -6.29% | 41.95%-48.2pp | 45.10%-51.4pp | 302.99%-309.3pp |
| Employer contribution / active EE | $10,953 | $4,976+120.1% | $3,919+179.5% | $4,763+130.0% |
| Participant deferral / active EE | $7,693 | $5,910+30.2% | $5,047+52.4% | $5,983+28.6% |
| Admin fee / account holder | $43,975 | $11,742+274.5% | $8,930+392.4% | $11,252+290.8% |